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To be honest, I didn’t expect to get any reaction to my brief “OffBeat” comment on Friday that said nice things about insurance company commercials, and especially the new State Farm ad featuring Joe Torre.

I was wrong. Big time.

One MNB user responded:

When you provide a product that is mandatory…at prices that are too high…and then provide cruel small print jokes on your customer in a time of need…then jack the price up if the product is used…you better have compelling commercials to dull the senses into submission…

This was a sentiment echoed by MNB user David Carlson:

The less someone naturally wants your product, the more creative you have to be in selling it...

But here’s the email that really got my attention:

Yippee. They can afford high-ticket commercials.

We've been in our house for 12 years now, and have never filed a single claim with State Farm on our homeowner's policy -- and have always paid our premiums in full and on time. We've paid them a considerable chunk of change in that 12 years, and we never blinked --it's money you have to spend to be able to sleep at night.

Wanna know how much they're there for us? So much so that they sent us a kiss-off letter this week, cancelling our homeowner's insurance just because we're in Florida. Did I mention we're not waterfront, and our elevation is one of the higher elevations in the county? And before anybody cries spoiled brat on me -- it's a standard issue, small (less than 2000 square feet) 3-bedroom, 2-bath house -- not exactly luxury digs built on the beach!

Great commercials that suggest reliability and companies that actually provide it are two different creatures, and State Farm has shown its colors in hi-def resolution.

Thanks for that, guys.

Yes, I think that would qualify as a kiss-off.

I’m trying to find the right epithet here that would be acceptable to the MNB audience. Lots of epithets come to mind, but I’m not sure how far I can go here.

Responding to the proposed legislation that would further regulate the credit card companies, one MNB user wrote:

We don’t need the government to intervene in this matter. If the government hadn’t blocked Wal-Mart’s application to be involved in this financial area originally they wouldn’t have needed to initiate legislation to level the playing field. Wal-Mart’s presence alone would’ve brought new market pressures to bear that would’ve brought many of these fees down.

Had a brief piece about Robert Kennedy on Friday, which prompted one MNB user to write:

I have to admit I'm not a Kennedy family fan by no means. But of all the Kennedys, Bobby was far and away the best. He can be credit for keeping his brother John on the straight and narrow. He helped the country and his brother push civil rights. He can be credited for going after organized crime, even to the point I would say that it cost his brother his life. But most importantly he was the voice of reason during the Cuban missile crisis, if not for him ( NOT John ), we might have had the first and last nuclear war. A lot of great leaders were killed in the 60's and change history for all. I hope history will teach ever one that killing, assassination and war serve to do nothing more that to take lives. For those who did live an see these horrible events, I hope you take time and learn about them and not have to live them, may they all rest in peace.

It always has struck me that Bobby Kennedy had something that most politicians lack – the capacity for personal growth. How else to explain his metamorphosis from a supporter of Joe McCarthy to the man who ran for president in 1968?

KC's View: